Fast. Friendly. Bilingual.
Home loans made simple and fast
Bilingual mortgage guidance for first-time buyers, families, veterans, investors, and immigrant communities. Quick pre-approvals, plain-English options, and steady help from start to close.
Joell Pimentel
NMLS #1609775
Start your pre-approval
No obligation. We respond quickly.
Loan Programs
Choose the program that fits your situation. We'll help you understand which option works best.
Conventional
A common path for well-qualified buyers with flexible terms.
Learn moreFHA
Designed to help first-time buyers or anyone rebuilding credit.
Learn moreVA
Powerful benefits for eligible veterans and military families, with no down payment required.
Learn moreUSDA
For eligible rural and suburban areas, a strong option with helpful financing support.
Learn moreITIN / W7
Designed to help first-time buyers or anyone rebuilding credit.
Learn moreDSCR
A common path for well-qualified buyers with flexible terms.
Learn moreYour path to keys in hand
A clear, step-by-step process from pre-approval to closing day.
Get pre-approved
Share basics and see a real budget for your search.
Choose your program
We compare options together and set a plan.
Underwriting
We help with documents and keep you posted.
Clear to close
Final numbers, e-sign when available, and key day support.
Ready to get started?
Tell us about your goal and we will outline clear next steps.
What you get with Joell
Personalized service and support that puts your needs first
Clarity, not jargon.
We explain options side by side and tell you what changes your payment.
Updates you don't chase.
We text you status and next steps during underwriting.
Fast pre-approvals.
Share basics, get a real budget for your search.
Investor-ready.
DSCR and LLC closings, explained in plain English.
Latest Guides
Learn about different loan programs and find the right fit
Tools
Calculators and resources to help plan your home purchase